Whyyyyyyyyyyy.....

"BrianGriffin thinks “reliable” is just a state of mind" (briangriffinsprius) 04/20/2017 at 18:02 • Filed to: None

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....do dealers think that it’s okay to charge more for the “financing” price of a car vs. cash? Don’t they realize that (most people) know they’re already making MORE from financing than a cash sale?!??

WiscoProud > BrianGriffin thinks “reliable” is just a state of mind 04/20/2017 at 18:06

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What do you mean? Like the price of the vehicle is actually increased if you finance? Or are you referring to back office BS fees?

Junkrat aka Rick Sanchez: Fury Road Edition > BrianGriffin thinks “reliable” is just a state of mind 04/20/2017 at 18:12

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The lender is making more when it’s financed. Unless they are carrying their own loans or getting kickbacks from the lender they do not make more from a financed car. They get a check from the lender for the amount of the loan.

BrianGriffin thinks “reliable” is just a state of mind > WiscoProud 04/20/2017 at 18:28

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They actually quoted me a price about $1200 higher for the “finance sale” vs. “cash sale” car price. Craziness.

Dr. Zoidberg - RIP Oppo > BrianGriffin thinks “reliable” is just a state of mind 04/20/2017 at 19:10

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Bad formula on their part. Should offer one price, and just just choose to haggle less with cash buyers, if at all.

haveacarortwoorthree2 > WiscoProud 04/20/2017 at 19:20

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The Supreme Court just dealt with a case arising from a NY law that made it unlawful for a retailer to offer a “cash price” and a higher “credit card price” (I’m generalizing here, in case someone actually is familiar with the case). Unfortunately, the Court kicked it back to the lower court without offering a lot of guidance other that the First Amendment applies.

WilliamsSW > BrianGriffin thinks “reliable” is just a state of mind 04/20/2017 at 20:01

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Dafuq??? It should be *cheaper* if anything, for exactly the reasons you describe. Never heard of this - ie, dealer/salesperson is an a-hole.

Khalbali > BrianGriffin thinks “reliable” is just a state of mind 04/21/2017 at 00:55

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A lot of the time quoted finance offers are from the manufacturer, so you could have a choice of say 1500 customer cash OR 500 and 1.9% for 72 months or whatever.

WiscoProud > BrianGriffin thinks “reliable” is just a state of mind 04/21/2017 at 10:11

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That’s insane. I think that would be enough for me to walk out.